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Crypto.com Review 2026 — Singapore MAS Licensed Exchange & Visa Card

★★★★★4.5/ 5

11 000 user reviews

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Quick Answer

Crypto.com is the #1 regulated crypto exchange in Singapore, holding a MAS (Monetary Authority of Singapore) license. It offers a Crypto Visa Card with up to 5% Bitcoin cashback, 250+ cryptocurrencies, and staking. Trading fee: 0.075%-0.4%. Excellent choice for Singapore users and anyone wanting a regulated exchange with premium Visa card benefits.

Trading Fee

0.075%–0.4%

KYC

Required

Regulated

Yes

Asia Score

9/10

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What is Crypto.com?

Crypto.com was founded in 2016 by Kris Marszalek and is headquartered in Singapore. It is one of Asia's most recognized crypto brands, with the company sponsoring major sports events including the Crypto.com Arena (formerly Staples Center) in Los Angeles.

MAS License — Why It Matters for Singapore

Crypto.com holds a Major Payment Institution (MPI) license from MAS — the only major international exchange with this designation in Singapore. This provides Singapore users with regulatory protection, segregated custody, and compliance with Singapore's strict consumer protection laws.

Crypto Visa Card

The Crypto.com Visa Card is a standout feature: up to 5% Bitcoin cashback on purchases, airport lounge access, Spotify/Netflix rebates (on higher tiers), and metal card design. Cards are available across Asia including Singapore, Hong Kong, Japan, and South Korea.

Crypto.com Fees

Trading fees range from 0.075% (Maker VIP, high CRO stake) to 0.4% for standard users. The default fee without staking CRO is 0.4% which is higher than Binance/KuCoin. Staking CRO tokens reduces fees significantly.

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Crypto.com Pros & Cons

✓ Pros

  • ✓MAS licensed in Singapore
  • ✓Crypto Visa card
  • ✓Strong brand recognition in Asia
  • ✓Good staking rewards
  • ✓Regulated

✗ Cons

  • ✗Higher fees than Binance
  • ✗CRO staking required for best benefits
  • ✗App-first experience
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How to Get Started with Crypto.com

  1. 1

    Download app

    Crypto.com is app-first. Download from App Store or Google Play.

  2. 2

    Create account

    Register via referral code for $25 bonus. Email and KYC required.

  3. 3

    Stake CRO (optional)

    To get a Visa card, stake CRO. Start with 500 CRO for the Ruby card.

  4. 4

    Deposit funds

    Bank transfer, card, or crypto deposit. SG users can use PayNow.

  5. 5

    Apply for Visa card

    Order your Crypto.com Visa card in the app and start earning BTC cashback.

Crypto.com User Reviews

★★★★★

Crypto.com is my go-to platform for trading. Fast, reliable, and great fees.

2025-12-10

★★★★

Been using Crypto.com for 2 years. Overall satisfied, good security.

2025-11-22

★★★★★

Best exchange for Asian traders. Excellent customer support and low fees.

2026-01-05

Crypto.com FAQ

Is Crypto.com regulated in Singapore?▼

Yes — Crypto.com holds a Major Payment Institution (MPI) license from MAS (Monetary Authority of Singapore), making it one of the few fully regulated crypto exchanges in Asia.

What is the Crypto.com Visa card cashback rate?▼

Up to 5% CRO cashback on all purchases. The rate depends on the tier: Midnight Blue (no stake, 0%), Ruby (500 CRO stake, 2%), Jade/Royal Indigo (5,000 CRO, 3%), Frosted Rose/Icy White (50,000 CRO, 5%), Obsidian (500,000 CRO, 5% + perks).

What is CRO token?▼

CRO is Crypto.com's native token. Staking CRO unlocks higher Visa card tiers, lower trading fees, and better interest rates on savings. CRO is available on all major exchanges.

Is Crypto.com available in Japan?▼

Yes — Crypto.com accepts users from Japan. It's also a popular option given Japan's strict FSA regulations as Crypto.com operates with strong global compliance.

How does Crypto.com compare to Binance?▼

Crypto.com is more regulated (MAS licensed) and has a better Visa card product. Binance has lower fees (0.1% vs 0.4%), more trading pairs, and higher liquidity. For Singapore regulated trading: Crypto.com. For lowest fees and highest volume: Binance.

Crypto.com vs Alternatives

Crypto.com logo

Crypto.com

🏆 TOP PICK
#1
Rating
★★★★★4.5
Trading Fee

0.075%–0.4%

KYC

Required

Asia Score

9/10

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Binance logo

Binance

🏆 TOP PICK
#2
Rating
★★★★★4.8
Trading Fee

0.1% (0.075% with BNB)

KYC

Required

Asia Score

10/10

20% fee discount for life with referral link

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KuCoin logo

KuCoin

🌏 ASIA TOP
#3
Rating
★★★★★4.6
Trading Fee

0.1%

KYC

Required

Asia Score

9/10

Bonus on first deposit for new users

Register at KuCoin →

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